2020 HUF to PEN Historical Review

YEARLY HIGH

0.0124 PEN

YEARLY LOW

0.0102 PEN

YEARLY AVERAGE

0.0114 PEN

2020 HUF to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HUF to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.0124. Conversely, the yearly low was recorded on April 23, dropping to 0.0102.

This high-to-low spread represents a total annual volatility of 0.0022 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0111 to the December average rate of 0.0122, the exchange rate registered a net change of 10.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0124 was up 1.46% compared to the 2019 peak of 0.0122, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 HUF based on timing:

Yearly Peak High 12,378 PEN

2019 Average 11,486 PEN

Yearly Trough Low 10,168 PEN

Transaction Impact: A difference of 2,209.98 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0124

0.0102

JanuMarcMayJulySeptNove

HUF to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0109, compared to 0.0118 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0109

H2 Avg (Jul–Dec) 0.0118

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0013 PEN (High: 0.0118 / Low: 0.0105). On the other end, December was the most stable month, with a tight range of 0.0003 PEN (High: 0.0124 / Low: 0.0121).

March Spread (Volatile) ±0.0013

December Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0008 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0122) against the same month in 2019 (average: 0.0113), the exchange rate shifted by +0.0010 (+8.49%).

2020 Avg (December) 0.0122

2019 Avg (December) 0.0113

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0113	0.0109	0.0111
February	0.0113	0.0108	0.0110
March	0.0118	0.0105	0.0112
April	0.0106	0.0102	0.0104
May	0.0110	0.0104	0.0106
June	0.0114	0.0110	0.0112
July	0.0121	0.0112	0.0115
August	0.0122	0.0119	0.0121
September	0.0119	0.0114	0.0116
October	0.0119	0.0115	0.0117
November	0.0121	0.0115	0.0119
December	0.0124	0.0121	0.0122