YEARLY HIGH
0.5744 PKR
YEARLY LOW
0.4937 PKR
YEARLY AVERAGE
0.5372 PKR

2021 HUF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HUF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 15, valuing the pair at 0.5744. Conversely, the yearly low was recorded on March 30, dropping to 0.4937.

This high-to-low spread represents a total annual volatility of 0.0807 PKR. From a start-to-finish perspective, comparing the January average rate of 0.5439 to the December average rate of 0.5464, the exchange rate registered a net change of 0.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5744 was down 0.74% compared to the 2020 peak of 0.5787, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 HUF based on timing:

Yearly Peak High 574,414 PKR
2020 Average 526,272 PKR
Yearly Trough Low 493,675 PKR
Transaction Impact: A difference of 80,738.17 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5684
0.5023
JanuMarcMayJulySeptNove

HUF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5270, compared to 0.5475 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0205 points.

H1 Avg (Jan–Jun) 0.5270
H2 Avg (Jul–Dec) 0.5475

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0323 PKR (High: 0.5437 / Low: 0.5114). On the other end, October was the most stable month, with a tight range of 0.0103 PKR (High: 0.5575 / Low: 0.5473).

May Spread (Volatile) ±0.0323
October Spread (Stable) ±0.0103

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0299 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0299

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 0.5629) against the same month in 2020 (average: 0.5430), the exchange rate shifted by +0.0199 (+3.67%).

2021 Avg (September) 0.5629
2020 Avg (September) 0.5430

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5515 0.5372 0.5439
February 0.5435 0.5263 0.5377
March 0.5234 0.4937 0.5078
April 0.5167 0.4976 0.5079
May 0.5437 0.5114 0.5267
June 0.5487 0.5229 0.5379
July 0.5397 0.5235 0.5298
August 0.5648 0.5384 0.5511
September 0.5744 0.5488 0.5629
October 0.5575 0.5473 0.5527
November 0.5524 0.5314 0.5419
December 0.5513 0.5374 0.5464