2024 ILS to BAM Historical Review

YEARLY HIGH

0.5223 BAM

YEARLY LOW

0.4627 BAM

YEARLY AVERAGE

0.4886 BAM

2024 ILS to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the ILS to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 0.5223. Conversely, the yearly low was recorded on September 21, dropping to 0.4627.

This high-to-low spread represents a total annual volatility of 0.0595 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4833 to the December average rate of 0.5151, the exchange rate registered a net change of 6.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.5223 was down 2.44% compared to the 2023 peak of 0.5353, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 2,611 BAM

2023 Average 2,456 BAM

Yearly Trough Low 2,314 BAM

Transaction Impact: A difference of 297.72 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.5194

0.4676

JanuMarcMayJulySeptNove

ILS to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4894, compared to 0.4877 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.4894

H2 Avg (Jul–Dec) 0.4877

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0345 BAM (High: 0.5127 / Low: 0.4782). On the other end, May was the most stable month, with a tight range of 0.0083 BAM (High: 0.4927 / Low: 0.4844).

November Spread (Volatile) ±0.0345

May Spread (Stable) ±0.0083

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0134 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0134

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.5151) against the same month in 2023 (average: 0.4891), the exchange rate shifted by +0.0260 (+5.32%).

2024 Avg (December) 0.5151

2023 Avg (December) 0.4891

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4949	0.4736	0.4833
February	0.5056	0.4914	0.4971
March	0.5067	0.4877	0.4954
April	0.4928	0.4777	0.4848
May	0.4927	0.4844	0.4889
June	0.4931	0.4773	0.4868
July	0.4980	0.4799	0.4908
August	0.4873	0.4667	0.4775
September	0.4869	0.4627	0.4719
October	0.4886	0.4659	0.4767
November	0.5127	0.4782	0.4945
December	0.5223	0.5085	0.5151