YEARLY HIGH
604.3988 BIF
YEARLY LOW
491.4280 BIF
YEARLY AVERAGE
557.0790 BIF

2020 ILS to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ILS to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 604.3988. Conversely, the yearly low was recorded on March 17, dropping to 491.4280.

This high-to-low spread represents a total annual volatility of 112.9707 BIF. From a start-to-finish perspective, comparing the January average rate of 544.7266 to the December average rate of 598.5707, the exchange rate registered a net change of 9.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 604.3988 was up 10.89% compared to the 2019 peak of 545.0592, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 3,021,994 BIF
2019 Average 2,586,035 BIF
Yearly Trough Low 2,457,140 BIF
Transaction Impact: A difference of 564,853.71 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

605.6945
520.2085
JanuMarcMayJulySeptNove

ILS to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 541.0857, compared to 573.0724 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 31.9867 points.

H1 Avg (Jan–Jun) 541.0857
H2 Avg (Jul–Dec) 573.0724

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 57.0096 BIF (High: 548.4376 / Low: 491.4280). On the other end, January was the most stable month, with a tight range of 6.5978 BIF (High: 548.3544 / Low: 541.7566).

March Spread (Volatile) ±57.0096
January Spread (Stable) ±6.5978

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 22.5076 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -22.5076

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 598.5707) against the same month in 2019 (average: 540.3306), the exchange rate shifted by +58.2401 (+10.78%).

2020 Avg (December) 598.5707
2019 Avg (December) 540.3306

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 548.3544 541.7566 544.7266
February 555.0500 541.2410 549.8399
March 548.4376 491.4280 527.3323
April 545.3331 520.8083 531.4204
May 545.5174 535.9268 541.1219
June 559.2364 543.6771 552.0729
July 566.8231 555.9744 560.6943
August 575.0987 564.1363 567.5250
September 575.0565 554.7878 564.1871
October 573.2546 563.3877 570.1409
November 587.5857 567.7880 577.3160
December 604.3988 590.3661 598.5707