2020 ILS to GEL Historical Review

YEARLY HIGH

1.0224 GEL

YEARLY LOW

0.7414 GEL

YEARLY AVERAGE

0.9061 GEL

2020 ILS to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ILS to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.0224. Conversely, the yearly low was recorded on March 16, dropping to 0.7414.

This high-to-low spread represents a total annual volatility of 0.2810 GEL. From a start-to-finish perspective, comparing the January average rate of 0.8317 to the December average rate of 1.0151, the exchange rate registered a net change of 22.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0224 was up 18.34% compared to the 2019 peak of 0.8640, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 5,112 GEL

2019 Average 3,957 GEL

Yearly Trough Low 3,707 GEL

Transaction Impact: A difference of 1,404.84 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0338

0.8093

JanuMarcMayJulySeptNove

ILS to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8645, compared to 0.9478 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0832 points.

H1 Avg (Jan–Jun) 0.8645

H2 Avg (Jul–Dec) 0.9478

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2163 GEL (High: 0.9577 / Low: 0.7414). On the other end, January was the most stable month, with a tight range of 0.0154 GEL (High: 0.8388 / Low: 0.8234).

March Spread (Volatile) ±0.2163

January Spread (Stable) ±0.0154

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0263 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0263

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.0151) against the same month in 2019 (average: 0.8323), the exchange rate shifted by +0.1828 (+21.96%).

2020 Avg (December) 1.0151

2019 Avg (December) 0.8323

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8388	0.8234	0.8317
February	0.8397	0.7990	0.8280
March	0.9577	0.7414	0.8405
April	0.9244	0.8690	0.8920
May	0.9182	0.9019	0.9106
June	0.9176	0.8504	0.8843
July	0.9082	0.8842	0.8954
August	0.9215	0.9028	0.9096
September	0.9796	0.8976	0.9283
October	0.9586	0.9358	0.9503
November	1.0132	0.9511	0.9879
December	1.0224	1.0062	1.0151