2014 ILS to JMD Historical Review

YEARLY HIGH

32.9900 JMD

YEARLY LOW

28.5408 JMD

YEARLY AVERAGE

31.0404 JMD

2014 ILS to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the ILS to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 4, valuing the pair at 32.9900. Conversely, the yearly low was recorded on December 7, dropping to 28.5408.

This high-to-low spread represents a total annual volatility of 4.4493 JMD. From a start-to-finish perspective, comparing the January average rate of 30.4568 to the December average rate of 28.9846, the exchange rate registered a net change of -4.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 32.9900 was up 8.07% compared to the 2013 peak of 30.5263, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 164,950 JMD

2013 Average 138,380 JMD

Yearly Trough Low 142,704 JMD

Transaction Impact: A difference of 22,246.34 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

33.1869

28.6026

JanuMarcMayJulySeptNove

ILS to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.3235, compared to 30.7573 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5663 points.

H1 Avg (Jan–Jun) 31.3235

H2 Avg (Jul–Dec) 30.7573

Volatility Range Comparison

Volatility

The most volatile month in 2014 was August, with a trading range of 1.4700 JMD (High: 32.9900 / Low: 31.5200). On the other end, April was the most stable month, with a tight range of 0.2979 JMD (High: 31.6882 / Low: 31.3902).

August Spread (Volatile) ±1.4700

April Spread (Stable) ±0.2979

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.1993 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -1.1993

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 32.1729) against the same month in 2013 (average: 28.3538), the exchange rate shifted by +3.8190 (+13.47%).

2014 Avg (August) 32.1729

2013 Avg (August) 28.3538

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	30.6761	30.2284	30.4568
February	30.9125	30.3408	30.5803
March	31.4666	30.9274	31.2603
April	31.6882	31.3902	31.5249
May	32.0444	31.7129	31.8874
June	32.6134	31.8961	32.2314
July	32.9433	32.4826	32.8049
August	32.9900	31.5200	32.1729
September	31.5520	30.5474	30.9736
October	30.6991	29.7018	30.1619
November	29.7093	29.0833	29.4457
December	29.3563	28.5408	28.9846