YEARLY HIGH
5.4120 NAD
YEARLY LOW
4.0328 NAD
YEARLY AVERAGE
4.7891 NAD

2020 ILS to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ILS to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 5.4120. Conversely, the yearly low was recorded on January 4, dropping to 4.0328.

This high-to-low spread represents a total annual volatility of 1.3793 NAD. From a start-to-finish perspective, comparing the January average rate of 4.1495 to the December average rate of 4.5836, the exchange rate registered a net change of 10.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.4120 was down 47.60% compared to the 2019 peak of 10.3292, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 27,060 NAD
2019 Average 20,371 NAD
Yearly Trough Low 20,164 NAD
Transaction Impact: A difference of 6,896.42 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.3063
4.0443
JanuMarcMayJulySeptNove

ILS to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.7448, compared to 4.8334 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0887 points.

H1 Avg (Jan–Jun) 4.7448
H2 Avg (Jul–Dec) 4.8334

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.7095 NAD (High: 5.0308 / Low: 4.3213). On the other end, July was the most stable month, with a tight range of 0.1457 NAD (High: 4.9601 / Low: 4.8144).

March Spread (Volatile) ±0.7095
July Spread (Stable) ±0.1457

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2697 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2697

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 5.2012) against the same month in 2019 (average: 3.9429), the exchange rate shifted by +1.2583 (+31.91%).

2020 Avg (April) 5.2012
2019 Avg (April) 3.9429

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.2859 4.0328 4.1495
February 4.4350 4.2859 4.3604
March 5.0308 4.3213 4.6338
April 5.4120 4.9244 5.2012
May 5.3078 4.9651 5.1687
June 5.0468 4.8204 4.9548
July 4.9601 4.8144 4.8796
August 5.1865 4.8639 5.1033
September 5.1713 4.7356 4.9076
October 5.3191 4.7413 4.8981
November 4.7878 4.5380 4.6284
December 4.6685 4.4715 4.5836