2020 ILS to PEN Historical Review

YEARLY HIGH

1.1265 PEN

YEARLY LOW

0.9252 PEN

YEARLY AVERAGE

1.0171 PEN

2020 ILS to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ILS to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.1265. Conversely, the yearly low was recorded on March 17, dropping to 0.9252.

This high-to-low spread represents a total annual volatility of 0.2013 PEN. From a start-to-finish perspective, comparing the January average rate of 0.9612 to the December average rate of 1.1096, the exchange rate registered a net change of 15.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.1265 was up 14.94% compared to the 2019 peak of 0.9801, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 5,633 PEN

2019 Average 4,684 PEN

Yearly Trough Low 4,626 PEN

Transaction Impact: A difference of 1,006.71 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1252

0.9374

JanuMarcMayJulySeptNove

ILS to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9752, compared to 1.0590 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0838 points.

H1 Avg (Jan–Jun) 0.9752

H2 Avg (Jul–Dec) 1.0590

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0714 PEN (High: 0.9965 / Low: 0.9252). On the other end, October was the most stable month, with a tight range of 0.0144 PEN (High: 1.0660 / Low: 1.0516).

March Spread (Volatile) ±0.0714

October Spread (Stable) ±0.0144

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0191 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0191

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.1096) against the same month in 2019 (average: 0.9648), the exchange rate shifted by +0.1448 (+15.01%).

2020 Avg (December) 1.1096

2019 Avg (December) 0.9648

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9816	0.9518	0.9612
February	0.9956	0.9756	0.9875
March	0.9965	0.9252	0.9722
April	0.9701	0.9381	0.9531
May	0.9820	0.9569	0.9713
June	1.0289	0.9784	1.0058
July	1.0374	1.0131	1.0247
August	1.0603	1.0355	1.0477
September	1.0556	1.0255	1.0385
October	1.0660	1.0516	1.0595
November	1.0903	1.0577	1.0741
December	1.1265	1.0956	1.1096