2020 ILS to PKR Historical Review

YEARLY HIGH

49.9604 PKR

YEARLY LOW

41.4595 PKR

YEARLY AVERAGE

47.0816 PKR

2020 ILS to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ILS to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 49.9604. Conversely, the yearly low was recorded on March 17, dropping to 41.4595.

This high-to-low spread represents a total annual volatility of 8.5009 PKR. From a start-to-finish perspective, comparing the January average rate of 44.7207 to the December average rate of 49.3902, the exchange rate registered a net change of 10.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 49.9604 was up 8.33% compared to the 2019 peak of 46.1202, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 249,802 PKR

2019 Average 211,014 PKR

Yearly Trough Low 207,297 PKR

Transaction Impact: A difference of 42,504.32 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

49.9982

43.5999

JanuMarcMayJulySeptNove

ILS to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 45.5793, compared to 48.5838 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.0046 points.

H1 Avg (Jan–Jun) 45.5793

H2 Avg (Jul–Dec) 48.5838

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 5.5504 PKR (High: 47.0099 / Low: 41.4595). On the other end, January was the most stable month, with a tight range of 0.4763 PKR (High: 45.0640 / Low: 44.5877).

March Spread (Volatile) ±5.5504

January Spread (Stable) ±0.4763

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.9705 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.9705

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 49.3902) against the same month in 2019 (average: 44.5890), the exchange rate shifted by +4.8012 (+10.77%).

2020 Avg (December) 49.3902

2019 Avg (December) 44.5890

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	45.0640	44.5877	44.7207
February	45.3523	44.1870	44.9604
March	47.0099	41.4595	44.1331
April	46.8835	45.3097	46.1295
May	46.4890	44.9645	45.5920
June	48.8529	46.6510	47.9399
July	49.2349	48.0579	48.7271
August	49.7975	48.9726	49.4650
September	49.3688	47.5922	48.4945
October	48.5385	46.9390	47.9848
November	48.2451	46.9212	47.4415
December	49.9604	48.5194	49.3902