YEARLY HIGH
26.6477 BIF
YEARLY LOW
24.5954 BIF
YEARLY AVERAGE
25.8338 BIF

2020 INR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the INR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 26.6477. Conversely, the yearly low was recorded on March 23, dropping to 24.5954.

This high-to-low spread represents a total annual volatility of 2.0523 BIF. From a start-to-finish perspective, comparing the January average rate of 26.4455 to the December average rate of 26.3712, the exchange rate registered a net change of -0.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 26.6477 was down 1.14% compared to the 2019 peak of 26.9540, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 6,661,935 BIF
2019 Average 6,540,944 BIF
Yearly Trough Low 6,148,857 BIF
Transaction Impact: A difference of 513,077.98 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

26.6025
24.7179
JanuMarcMayJulySeptNove

INR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 25.5653, compared to 26.1023 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5370 points.

H1 Avg (Jan–Jun) 25.5653
H2 Avg (Jul–Dec) 26.1023

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.5909 BIF (High: 26.1864 / Low: 24.5954). On the other end, September was the most stable month, with a tight range of 0.3149 BIF (High: 26.4314 / Low: 26.1165).

March Spread (Volatile) ±1.5909
September Spread (Stable) ±0.3149

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.9927 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.9927

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 26.4455) against the same month in 2019 (average: 25.5463), the exchange rate shifted by +0.8992 (+3.52%).

2020 Avg (January) 26.4455
2019 Avg (January) 25.5463

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 26.6477 26.1738 26.4455
February 26.5344 26.1864 26.3752
March 26.1864 24.5954 25.3825
April 25.2984 24.6258 24.8749
May 25.2912 24.9014 25.1398
June 25.4312 24.8987 25.1742
July 25.8440 25.4544 25.6880
August 26.3913 25.6395 25.8607
September 26.4314 26.1165 26.2683
October 26.5209 26.0005 26.3012
November 26.2693 25.8825 26.1246
December 26.5811 26.2087 26.3712