2020 INR to CDF Historical Review

YEARLY HIGH

26.9793 CDF

YEARLY LOW

20.1443 CDF

YEARLY AVERAGE

24.9616 CDF

2020 INR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the INR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 26.9793. Conversely, the yearly low was recorded on December 6, dropping to 20.1443.

This high-to-low spread represents a total annual volatility of 6.8350 CDF. From a start-to-finish perspective, comparing the January average rate of 23.6653 to the December average rate of 26.5378, the exchange rate registered a net change of 12.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 26.9793 was up 11.08% compared to the 2019 peak of 24.2878, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 6,744,835 CDF

2019 Average 5,869,841 CDF

Yearly Trough Low 5,036,075 CDF

Transaction Impact: A difference of 1,708,759.52 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

27.1100

22.1266

JanuMarcMayJulySeptNove

INR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 23.5005, compared to 26.4227 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.9222 points.

H1 Avg (Jan–Jun) 23.5005

H2 Avg (Jul–Dec) 26.4227

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 6.8350 CDF (High: 26.9793 / Low: 20.1443). On the other end, February was the most stable month, with a tight range of 0.2537 CDF (High: 23.7521 / Low: 23.4984).

December Spread (Volatile) ±6.8350

February Spread (Stable) ±0.2537

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.7422 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.7422

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 26.5378) against the same month in 2019 (average: 23.5804), the exchange rate shifted by +2.9574 (+12.54%).

2020 Avg (December) 26.5378

2019 Avg (December) 23.5804

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	23.8465	23.4396	23.6653
February	23.7521	23.4984	23.6152
March	23.4984	22.3453	22.8731
April	22.9496	22.3361	22.5419
May	24.1458	22.8263	23.5949
June	25.4627	24.1516	24.7127
July	26.3942	25.5207	25.9770
August	26.7913	26.0937	26.3280
September	26.8509	26.5736	26.6947
October	26.8904	24.7085	26.5079
November	26.6669	26.2461	26.4908
December	26.9793	20.1443	26.5378