2020 INR to GMD Historical Review

YEARLY HIGH

0.7231 GMD

YEARLY LOW

0.6626 GMD

YEARLY AVERAGE

0.6947 GMD

2020 INR to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the INR to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 20, valuing the pair at 0.7231. Conversely, the yearly low was recorded on April 21, dropping to 0.6626.

This high-to-low spread represents a total annual volatility of 0.0605 GMD. From a start-to-finish perspective, comparing the January average rate of 0.7181 to the December average rate of 0.7027, the exchange rate registered a net change of -2.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7231 was down 0.76% compared to the 2019 peak of 0.7286, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 180,782 GMD

2019 Average 177,896 GMD

Yearly Trough Low 165,649 GMD

Transaction Impact: A difference of 15,133.08 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7230

0.6641

JanuMarcMayJulySeptNove

INR to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6904, compared to 0.6989 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0085 points.

H1 Avg (Jan–Jun) 0.6904

H2 Avg (Jul–Dec) 0.6989

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0425 GMD (High: 0.7071 / Low: 0.6646). On the other end, September was the most stable month, with a tight range of 0.0096 GMD (High: 0.7091 / Low: 0.6995).

March Spread (Volatile) ±0.0425

September Spread (Stable) ±0.0096

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0295 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0295

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.7181) against the same month in 2019 (average: 0.7006), the exchange rate shifted by +0.0175 (+2.50%).

2020 Avg (January) 0.7181

2019 Avg (January) 0.7006

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7231	0.7114	0.7181
February	0.7193	0.7071	0.7129
March	0.7071	0.6646	0.6834
April	0.6778	0.6626	0.6690
May	0.6840	0.6706	0.6783
June	0.6867	0.6762	0.6810
July	0.6952	0.6838	0.6909
August	0.7083	0.6892	0.6948
September	0.7091	0.6995	0.7040
October	0.7094	0.6936	0.7036
November	0.7016	0.6910	0.6975
December	0.7084	0.6982	0.7027