2020 INR to HRK Historical Review

YEARLY HIGH

0.0964 HRK

YEARLY LOW

0.0834 HRK

YEARLY AVERAGE

0.0892 HRK

2020 INR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the INR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 13, valuing the pair at 0.0964. Conversely, the yearly low was recorded on December 21, dropping to 0.0834.

This high-to-low spread represents a total annual volatility of 0.0130 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0941 to the December average rate of 0.0841, the exchange rate registered a net change of -10.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0964 was down 0.22% compared to the 2019 peak of 0.0966, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 24,106 HRK

2019 Average 23,533 HRK

Yearly Trough Low 20,845 HRK

Transaction Impact: A difference of 3,261.15 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0965

0.0830

JanuMarcMayJulySeptNove

INR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0922, compared to 0.0862 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0060 points.

H1 Avg (Jan–Jun) 0.0922

H2 Avg (Jul–Dec) 0.0862

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0067 HRK (High: 0.0951 / Low: 0.0884). On the other end, September was the most stable month, with a tight range of 0.0017 HRK (High: 0.0881 / Low: 0.0864).

March Spread (Volatile) ±0.0067

September Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0035 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0035

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.0954) against the same month in 2019 (average: 0.0918), the exchange rate shifted by +0.0036 (+3.96%).

2020 Avg (February) 0.0954

2019 Avg (February) 0.0918

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0947	0.0928	0.0941
February	0.0964	0.0938	0.0954
March	0.0951	0.0884	0.0918
April	0.0930	0.0906	0.0917
May	0.0928	0.0905	0.0917
June	0.0903	0.0877	0.0888
July	0.0900	0.0843	0.0877
August	0.0866	0.0839	0.0851
September	0.0881	0.0864	0.0870
October	0.0883	0.0865	0.0875
November	0.0873	0.0854	0.0860
December	0.0852	0.0834	0.0841