2020 INR to MAD Historical Review

YEARLY HIGH

0.1364 MAD

YEARLY LOW

0.1207 MAD

YEARLY AVERAGE

0.1281 MAD

2020 INR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the INR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 13, valuing the pair at 0.1364. Conversely, the yearly low was recorded on December 19, dropping to 0.1207.

This high-to-low spread represents a total annual volatility of 0.0156 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1348 to the December average rate of 0.1219, the exchange rate registered a net change of -9.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1364 was down 2.84% compared to the 2019 peak of 0.1403, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 34,088 MAD

2019 Average 34,150 MAD

Yearly Trough Low 30,177 MAD

Transaction Impact: A difference of 3,910.98 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1365

0.1206

JanuMarcMayJulySeptNove

INR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1318, compared to 0.1245 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0073 points.

H1 Avg (Jan–Jun) 0.1318

H2 Avg (Jul–Dec) 0.1245

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0075 MAD (High: 0.1341 / Low: 0.1266). On the other end, May was the most stable month, with a tight range of 0.0013 MAD (High: 0.1308 / Low: 0.1295).

March Spread (Volatile) ±0.0075

May Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0053 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0053

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.1352) against the same month in 2019 (average: 0.1340), the exchange rate shifted by +0.0012 (+0.88%).

2020 Avg (February) 0.1352

2019 Avg (February) 0.1340

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1355	0.1333	0.1348
February	0.1364	0.1330	0.1352
March	0.1341	0.1266	0.1299
April	0.1356	0.1301	0.1329
May	0.1308	0.1295	0.1301
June	0.1297	0.1263	0.1278
July	0.1299	0.1244	0.1275
August	0.1253	0.1222	0.1238
September	0.1261	0.1246	0.1254
October	0.1267	0.1237	0.1252
November	0.1242	0.1222	0.1230
December	0.1263	0.1207	0.1219