YEARLY HIGH
0.0562 PEN
YEARLY LOW
0.0481 PEN
YEARLY AVERAGE
0.0525 PEN

2021 INR to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the INR to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 3, valuing the pair at 0.0562. Conversely, the yearly low was recorded on April 9, dropping to 0.0481.

This high-to-low spread represents a total annual volatility of 0.0081 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0496 to the December average rate of 0.0536, the exchange rate registered a net change of 8.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0562 was up 13.45% compared to the 2020 peak of 0.0495, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 14,051 PEN
2020 Average 11,789 PEN
Yearly Trough Low 12,018 PEN
Transaction Impact: A difference of 2,033.32 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0564
0.0489
JanuMarcMayJulySeptNove

INR to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0508, compared to 0.0542 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0033 points.

H1 Avg (Jan–Jun) 0.0508
H2 Avg (Jul–Dec) 0.0542

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0035 PEN (High: 0.0558 / Low: 0.0523). On the other end, September was the most stable month, with a tight range of 0.0007 PEN (High: 0.0562 / Low: 0.0555).

October Spread (Volatile) ±0.0035
September Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0022 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 0.0558) against the same month in 2020 (average: 0.0484), the exchange rate shifted by +0.0075 (+15.43%).

2021 Avg (September) 0.0558
2020 Avg (September) 0.0484

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0500 0.0491 0.0496
February 0.0505 0.0495 0.0501
March 0.0515 0.0499 0.0509
April 0.0514 0.0481 0.0496
May 0.0530 0.0498 0.0515
June 0.0538 0.0523 0.0532
July 0.0534 0.0519 0.0528
August 0.0559 0.0528 0.0550
September 0.0562 0.0555 0.0558
October 0.0558 0.0523 0.0536
November 0.0543 0.0534 0.0540
December 0.0543 0.0531 0.0536