YEARLY HIGH
1.5442 XPF
YEARLY LOW
1.3189 XPF
YEARLY AVERAGE
1.4125 XPF

2020 INR to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the INR to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 13, valuing the pair at 1.5442. Conversely, the yearly low was recorded on December 21, dropping to 1.3189.

This high-to-low spread represents a total annual volatility of 0.2253 XPF. From a start-to-finish perspective, comparing the January average rate of 1.5080 to the December average rate of 1.3309, the exchange rate registered a net change of -11.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.5442 was down 1.13% compared to the 2019 peak of 1.5618, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 386,059 XPF
2019 Average 378,477 XPF
Yearly Trough Low 329,724 XPF
Transaction Impact: A difference of 56,335.30 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.5467
1.3113
JanuMarcMayJulySeptNove

INR to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4606, compared to 1.3644 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0962 points.

H1 Avg (Jan–Jun) 1.4606
H2 Avg (Jul–Dec) 1.3644

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0898 XPF (High: 1.4962 / Low: 1.4064). On the other end, September was the most stable month, with a tight range of 0.0232 XPF (High: 1.3921 / Low: 1.3689).

March Spread (Volatile) ±0.0898
September Spread (Stable) ±0.0232

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0809 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0809

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 1.5271) against the same month in 2019 (average: 1.4767), the exchange rate shifted by +0.0504 (+3.41%).

2020 Avg (February) 1.5271
2019 Avg (February) 1.4767

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.5197 1.4847 1.5080
February 1.5442 1.4993 1.5271
March 1.4962 1.4064 1.4462
April 1.4575 1.4227 1.4406
May 1.4627 1.4180 1.4421
June 1.4212 1.3851 1.3995
July 1.4211 1.3440 1.3905
August 1.3707 1.3394 1.3526
September 1.3921 1.3689 1.3770
October 1.3892 1.3625 1.3785
November 1.3767 1.3479 1.3571
December 1.3457 1.3189 1.3309