2015 IQD to HRK Historical Review

YEARLY HIGH

0.0067 HRK

YEARLY LOW

0.0054 HRK

YEARLY AVERAGE

0.0059 HRK

2015 IQD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the IQD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 0.0067. Conversely, the yearly low was recorded on January 4, dropping to 0.0054.

This high-to-low spread represents a total annual volatility of 0.0012 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0057 to the December average rate of 0.0064, the exchange rate registered a net change of 13.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0067 was up 23.35% compared to the 2014 peak of 0.0054, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 IQD based on timing:

Yearly Peak High 33 HRK

2014 Average 25 HRK

Yearly Trough Low 27 HRK

Transaction Impact: A difference of 6.20 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0065

0.0056

JanuMarcMayJulySeptNove

IQD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0058, compared to 0.0060 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0058

H2 Avg (Jul–Dec) 0.0060

Volatility Range Comparison

Volatility

The most volatile month in 2015 was November, with a trading range of 0.0009 HRK (High: 0.0067 / Low: 0.0058). On the other end, February was the most stable month, with a tight range of 0.0001 HRK (High: 0.0058 / Low: 0.0057).

November Spread (Volatile) ±0.0009

February Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 0.0064) against the same month in 2014 (average: 0.0052), the exchange rate shifted by +0.0012 (+22.75%).

2015 Avg (November) 0.0064

2014 Avg (November) 0.0052

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0061	0.0054	0.0057
February	0.0058	0.0057	0.0057
March	0.0062	0.0057	0.0060
April	0.0061	0.0057	0.0059
May	0.0059	0.0055	0.0057
June	0.0058	0.0056	0.0057
July	0.0060	0.0057	0.0058
August	0.0060	0.0057	0.0059
September	0.0059	0.0056	0.0058
October	0.0061	0.0057	0.0058
November	0.0067	0.0058	0.0064
December	0.0066	0.0063	0.0064