2020 IQD to NAD Historical Review

YEARLY HIGH

0.0160 NAD

YEARLY LOW

0.0100 NAD

YEARLY AVERAGE

0.0138 NAD

2020 IQD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the IQD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 0.0160. Conversely, the yearly low was recorded on December 24, dropping to 0.0100.

This high-to-low spread represents a total annual volatility of 0.0060 NAD. From a start-to-finish perspective, comparing the January average rate of 0.0120 to the December average rate of 0.0119, the exchange rate registered a net change of -1.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0160 was down 48.26% compared to the 2019 peak of 0.0310, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 IQD based on timing:

Yearly Peak High 80 NAD

2019 Average 61 NAD

Yearly Trough Low 50 NAD

Transaction Impact: A difference of 30.06 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0159

0.0115

JanuMarcMayJulySeptNove

IQD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0140, compared to 0.0136 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0140

H2 Avg (Jul–Dec) 0.0136

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0029 NAD (High: 0.0129 / Low: 0.0100). On the other end, July was the most stable month, with a tight range of 0.0005 NAD (High: 0.0143 / Low: 0.0138).

December Spread (Volatile) ±0.0029

July Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0012 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0156) against the same month in 2019 (average: 0.0119), the exchange rate shifted by +0.0037 (+31.04%).

2020 Avg (April) 0.0156

2019 Avg (April) 0.0119

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0124	0.0118	0.0120
February	0.0129	0.0124	0.0126
March	0.0151	0.0129	0.0140
April	0.0160	0.0150	0.0156
May	0.0157	0.0146	0.0153
June	0.0147	0.0139	0.0144
July	0.0143	0.0138	0.0141
August	0.0148	0.0139	0.0145
September	0.0145	0.0136	0.0141
October	0.0152	0.0135	0.0139
November	0.0137	0.0128	0.0130
December	0.0129	0.0100	0.0119