2020 ISK to BGN Historical Review

YEARLY HIGH

0.0144 BGN

YEARLY LOW

0.0118 BGN

YEARLY AVERAGE

0.0127 BGN

2020 ISK to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ISK to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0144. Conversely, the yearly low was recorded on September 9, dropping to 0.0118.

This high-to-low spread represents a total annual volatility of 0.0026 BGN. From a start-to-finish perspective, comparing the January average rate of 0.0143 to the December average rate of 0.0126, the exchange rate registered a net change of -11.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0144 was down 2.70% compared to the 2019 peak of 0.0148, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 72 BGN

2019 Average 71 BGN

Yearly Trough Low 59 BGN

Transaction Impact: A difference of 13.11 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0145

0.0117

JanuMarcMayJulySeptNove

ISK to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0132, compared to 0.0122 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0132

H2 Avg (Jul–Dec) 0.0122

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0015 BGN (High: 0.0140 / Low: 0.0125). On the other end, January was the most stable month, with a tight range of 0.0002 BGN (High: 0.0144 / Low: 0.0142).

March Spread (Volatile) ±0.0015

January Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0010 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0143) against the same month in 2019 (average: 0.0143), the exchange rate shifted by -0.0000 (-0.35%).

2020 Avg (January) 0.0143

2019 Avg (January) 0.0143

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0144	0.0142	0.0143
February	0.0144	0.0140	0.0142
March	0.0140	0.0125	0.0131
April	0.0126	0.0123	0.0125
May	0.0130	0.0123	0.0125
June	0.0131	0.0124	0.0128
July	0.0125	0.0122	0.0123
August	0.0123	0.0119	0.0121
September	0.0122	0.0118	0.0120
October	0.0121	0.0118	0.0120
November	0.0123	0.0119	0.0121
December	0.0129	0.0124	0.0126