2015 ISK to HTG Historical Review

YEARLY HIGH

0.4430 HTG

YEARLY LOW

0.3339 HTG

YEARLY AVERAGE

0.3856 HTG

2015 ISK to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the ISK to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 0.4430. Conversely, the yearly low was recorded on March 14, dropping to 0.3339.

This high-to-low spread represents a total annual volatility of 0.1091 HTG. From a start-to-finish perspective, comparing the January average rate of 0.3543 to the December average rate of 0.4355, the exchange rate registered a net change of 22.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4430 was up 9.34% compared to the 2014 peak of 0.4052, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 2,215 HTG

2014 Average 1,911 HTG

Yearly Trough Low 1,669 HTG

Transaction Impact: A difference of 545.60 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4448

0.3339

JanuMarcMayJulySeptNove

ISK to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3538, compared to 0.4174 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0636 points.

H1 Avg (Jan–Jun) 0.3538

H2 Avg (Jul–Dec) 0.4174

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0302 HTG (High: 0.4227 / Low: 0.3926). On the other end, February was the most stable month, with a tight range of 0.0042 HTG (High: 0.3547 / Low: 0.3505).

July Spread (Volatile) ±0.0302

February Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0098 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0098

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.4355) against the same month in 2014 (average: 0.3714), the exchange rate shifted by +0.0642 (+17.28%).

2015 Avg (December) 0.4355

2014 Avg (December) 0.3714

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3661	0.3435	0.3543
February	0.3547	0.3505	0.3529
March	0.3507	0.3339	0.3431
April	0.3616	0.3430	0.3490
May	0.3666	0.3524	0.3604
June	0.3696	0.3564	0.3631
July	0.4227	0.3926	0.4100
August	0.4220	0.3921	0.4054
September	0.4199	0.4085	0.4135
October	0.4310	0.4159	0.4230
November	0.4221	0.4125	0.4170
December	0.4430	0.4224	0.4355