2020 ISK to MAD Historical Review

YEARLY HIGH

0.0794 MAD

YEARLY LOW

0.0653 MAD

YEARLY AVERAGE

0.0703 MAD

2020 ISK to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ISK to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0794. Conversely, the yearly low was recorded on November 1, dropping to 0.0653.

This high-to-low spread represents a total annual volatility of 0.0141 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0778 to the December average rate of 0.0705, the exchange rate registered a net change of -9.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0794 was down 3.47% compared to the 2019 peak of 0.0823, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 397 MAD

2019 Average 392 MAD

Yearly Trough Low 326 MAD

Transaction Impact: A difference of 70.63 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0790

0.0651

JanuMarcMayJulySeptNove

ISK to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0727, compared to 0.0679 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0049 points.

H1 Avg (Jan–Jun) 0.0727

H2 Avg (Jul–Dec) 0.0679

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0070 MAD (High: 0.0758 / Low: 0.0688). On the other end, October was the most stable month, with a tight range of 0.0018 MAD (High: 0.0671 / Low: 0.0653).

March Spread (Volatile) ±0.0070

October Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0046 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0046

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0778) against the same month in 2019 (average: 0.0797), the exchange rate shifted by -0.0018 (-2.32%).

2020 Avg (January) 0.0778

2019 Avg (January) 0.0797

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0794	0.0772	0.0778
February	0.0781	0.0756	0.0765
March	0.0758	0.0688	0.0719
April	0.0719	0.0675	0.0702
May	0.0723	0.0671	0.0687
June	0.0735	0.0692	0.0713
July	0.0702	0.0682	0.0690
August	0.0689	0.0665	0.0676
September	0.0681	0.0654	0.0669
October	0.0671	0.0653	0.0662
November	0.0683	0.0653	0.0669
December	0.0729	0.0692	0.0705