2012 ISK to NGN Historical Review

YEARLY HIGH

1.3559 NGN

YEARLY LOW

1.2099 NGN

YEARLY AVERAGE

1.2697 NGN

2012 ISK to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the ISK to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 1.3559. Conversely, the yearly low was recorded on December 30, dropping to 1.2099.

This high-to-low spread represents a total annual volatility of 0.1461 NGN. From a start-to-finish perspective, comparing the January average rate of 1.3049 to the December average rate of 1.2404, the exchange rate registered a net change of -4.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.3559 was down 4.31% compared to the 2011 peak of 1.4170, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 6,780 NGN

2011 Average 6,720 NGN

Yearly Trough Low 6,049 NGN

Transaction Impact: A difference of 730.30 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.3299

1.2296

JanuMarcMayJulySeptNove

ISK to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2671, compared to 1.2723 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0052 points.

H1 Avg (Jan–Jun) 1.2671

H2 Avg (Jul–Dec) 1.2723

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0761 NGN (High: 1.3282 / Low: 1.2521). On the other end, March was the most stable month, with a tight range of 0.0212 NGN (High: 1.2580 / Low: 1.2368).

July Spread (Volatile) ±0.0761

March Spread (Stable) ±0.0212

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0369 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0369

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 1.3215) against the same month in 2011 (average: 1.3415), the exchange rate shifted by -0.0199 (-1.48%).

2012 Avg (August) 1.3215

2011 Avg (August) 1.3415

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3228	1.2872	1.3049
February	1.3078	1.2543	1.2857
March	1.2580	1.2368	1.2489
April	1.2532	1.2284	1.2423
May	1.2666	1.2231	1.2475
June	1.3003	1.2293	1.2730
July	1.3282	1.2521	1.2818
August	1.3559	1.2926	1.3215
September	1.3040	1.2596	1.2846
October	1.2860	1.2313	1.2675
November	1.2515	1.2220	1.2380
December	1.2575	1.2099	1.2404