2020 ISK to PKR Historical Review

YEARLY HIGH

1.2859 PKR

YEARLY LOW

1.0803 PKR

YEARLY AVERAGE

1.1975 PKR

2020 ISK to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ISK to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.2859. Conversely, the yearly low was recorded on May 6, dropping to 1.0803.

This high-to-low spread represents a total annual volatility of 0.2057 PKR. From a start-to-finish perspective, comparing the January average rate of 1.2532 to the December average rate of 1.2583, the exchange rate registered a net change of 0.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2859 was down 3.57% compared to the 2019 peak of 1.3336, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 6,430 PKR

2019 Average 6,125 PKR

Yearly Trough Low 5,401 PKR

Transaction Impact: A difference of 1,028.27 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2722

1.1055

JanuMarcMayJulySeptNove

ISK to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1883, compared to 1.2068 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0185 points.

H1 Avg (Jan–Jun) 1.1883

H2 Avg (Jul–Dec) 1.2068

Volatility Range Comparison

Volatility

The most volatile month in 2020 was May, with a trading range of 0.1186 PKR (High: 1.1988 / Low: 1.0803). On the other end, June was the most stable month, with a tight range of 0.0446 PKR (High: 1.2458 / Low: 1.2012).

May Spread (Volatile) ±0.1186

June Spread (Stable) ±0.0446

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0443 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0443

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 1.2532) against the same month in 2019 (average: 1.1655), the exchange rate shifted by +0.0877 (+7.53%).

2020 Avg (January) 1.2532

2019 Avg (January) 1.1655

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2859	1.2392	1.2532
February	1.2556	1.2014	1.2204
March	1.2316	1.1217	1.1761
April	1.1744	1.0867	1.1402
May	1.1988	1.0803	1.1194
June	1.2458	1.2012	1.2203
July	1.2433	1.1791	1.2090
August	1.2502	1.2037	1.2298
September	1.2308	1.1839	1.2050
October	1.1954	1.1369	1.1714
November	1.1997	1.1355	1.1671
December	1.2780	1.2192	1.2583