YEARLY HIGH
4.3552 CRC
YEARLY LOW
3.8607 CRC
YEARLY AVERAGE
4.1191 CRC

2020 JMD to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 4.3552. Conversely, the yearly low was recorded on May 19, dropping to 3.8607.

This high-to-low spread represents a total annual volatility of 0.4946 CRC. From a start-to-finish perspective, comparing the January average rate of 4.2259 to the December average rate of 4.2118, the exchange rate registered a net change of -0.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.3552 was down 9.76% compared to the 2019 peak of 4.8263, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 21,776 CRC
2019 Average 22,007 CRC
Yearly Trough Low 19,303 CRC
Transaction Impact: A difference of 2,472.85 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.2543
3.9135
JanuMarcMayJulySeptNove

JMD to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1164, compared to 4.1217 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0053 points.

H1 Avg (Jan–Jun) 4.1164
H2 Avg (Jul–Dec) 4.1217

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.3118 CRC (High: 4.3182 / Low: 4.0064). On the other end, August was the most stable month, with a tight range of 0.0690 CRC (High: 4.0139 / Low: 3.9448).

April Spread (Volatile) ±0.3118
August Spread (Stable) ±0.0690

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2050 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2050

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 4.2259) against the same month in 2019 (average: 4.6417), the exchange rate shifted by -0.4158 (-8.96%).

2020 Avg (January) 4.2259
2019 Avg (January) 4.6417

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.3552 4.0507 4.2259
February 4.1520 4.0057 4.0704
March 4.2968 4.1513 4.2183
April 4.3182 4.0064 4.1469
May 4.0374 3.8607 3.9419
June 4.1540 3.9721 4.0952
July 4.1921 3.9521 4.0676
August 4.0139 3.9448 3.9756
September 4.2599 4.0124 4.1550
October 4.2656 4.1337 4.1778
November 4.1966 4.0726 4.1426
December 4.2984 4.1250 4.2118