2020 JMD to GNF Historical Review

YEARLY HIGH

72.5005 GNF

YEARLY LOW

64.1140 GNF

YEARLY AVERAGE

67.8246 GNF

2020 JMD to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 72.5005. Conversely, the yearly low was recorded on August 24, dropping to 64.1140.

This high-to-low spread represents a total annual volatility of 8.3865 GNF. From a start-to-finish perspective, comparing the January average rate of 70.5179 to the December average rate of 69.1903, the exchange rate registered a net change of -1.88% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 72.5005 was down 1.73% compared to the 2019 peak of 73.7751, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 362,503 GNF

2019 Average 345,856 GNF

Yearly Trough Low 320,570 GNF

Transaction Impact: A difference of 41,932.63 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

71.0992

64.1237

JanuMarcMayJulySeptNove

JMD to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 68.4857, compared to 67.1635 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.3223 points.

H1 Avg (Jan–Jun) 68.4857

H2 Avg (Jul–Dec) 67.1635

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 5.0816 GNF (High: 72.5005 / Low: 67.4189). On the other end, August was the most stable month, with a tight range of 1.3607 GNF (High: 65.4747 / Low: 64.1140).

January Spread (Volatile) ±5.0816

August Spread (Stable) ±1.3607

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 3.3808 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -3.3808

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 70.5179) against the same month in 2019 (average: 70.4656), the exchange rate shifted by +0.0524 (+0.07%).

2020 Avg (January) 70.5179

2019 Avg (January) 70.4656

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	72.5005	67.4189	70.5179
February	68.9311	66.7005	67.7238
March	71.2529	68.7727	70.0957
April	70.8726	67.1570	69.0403
May	67.3507	64.3225	65.6595
June	69.0347	66.0885	67.8770
July	69.3052	65.3346	67.2733
August	65.4747	64.1140	64.7050
September	69.0475	65.1660	67.4621
October	69.0911	66.8125	67.7127
November	67.4611	65.8512	66.6374
December	70.4879	67.2242	69.1903