2020 JMD to GYD Historical Review

YEARLY HIGH

1.5950 GYD

YEARLY LOW

1.3892 GYD

YEARLY AVERAGE

1.4744 GYD

2020 JMD to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 1.5950. Conversely, the yearly low was recorded on August 19, dropping to 1.3892.

This high-to-low spread represents a total annual volatility of 0.2059 GYD. From a start-to-finish perspective, comparing the January average rate of 1.5529 to the December average rate of 1.4562, the exchange rate registered a net change of -6.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.5950 was down 5.08% compared to the 2019 peak of 1.6804, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 7,975 GYD

2019 Average 7,829 GYD

Yearly Trough Low 6,946 GYD

Transaction Impact: A difference of 1,029.29 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.5679

1.3879

JanuMarcMayJulySeptNove

JMD to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5078, compared to 1.4409 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0670 points.

H1 Avg (Jan–Jun) 1.5078

H2 Avg (Jul–Dec) 1.4409

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.1038 GYD (High: 1.5950 / Low: 1.4912). On the other end, November was the most stable month, with a tight range of 0.0309 GYD (High: 1.4419 / Low: 1.4110).

January Spread (Volatile) ±0.1038

November Spread (Stable) ±0.0309

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0707 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0707

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 1.5529) against the same month in 2019 (average: 1.6073), the exchange rate shifted by -0.0544 (-3.38%).

2020 Avg (January) 1.5529

2019 Avg (January) 1.6073

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5950	1.4912	1.5529
February	1.5206	1.4762	1.4934
March	1.5649	1.5206	1.5452
April	1.5581	1.4771	1.5202
May	1.4869	1.4232	1.4495
June	1.5000	1.4626	1.4858
July	1.5051	1.4206	1.4613
August	1.4235	1.3892	1.4029
September	1.4787	1.4075	1.4538
October	1.4784	1.4306	1.4480
November	1.4419	1.4110	1.4232
December	1.4733	1.4313	1.4562