2014 JMD to ISK Historical Review

YEARLY HIGH

1.1118 ISK

YEARLY LOW

1.0070 ISK

YEARLY AVERAGE

1.0522 ISK

2014 JMD to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the JMD to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1.1118. Conversely, the yearly low was recorded on July 3, dropping to 1.0070.

This high-to-low spread represents a total annual volatility of 0.1049 ISK. From a start-to-finish perspective, comparing the January average rate of 1.0880 to the December average rate of 1.0995, the exchange rate registered a net change of 1.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.1118 was down 20.89% compared to the 2013 peak of 1.4054, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 5,559 ISK

2013 Average 6,132 ISK

Yearly Trough Low 5,035 ISK

Transaction Impact: A difference of 524.36 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.1078

1.0082

JanuMarcMayJulySeptNove

JMD to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0423, compared to 1.0620 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0198 points.

H1 Avg (Jan–Jun) 1.0423

H2 Avg (Jul–Dec) 1.0620

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0381 ISK (High: 1.0760 / Low: 1.0379). On the other end, May was the most stable month, with a tight range of 0.0122 ISK (High: 1.0275 / Low: 1.0153).

September Spread (Volatile) ±0.0381

May Spread (Stable) ±0.0122

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0252 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0252

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.0995) against the same month in 2013 (average: 1.1227), the exchange rate shifted by -0.0232 (-2.07%).

2014 Avg (December) 1.0995

2013 Avg (December) 1.1227

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1004	1.0758	1.0880
February	1.0796	1.0452	1.0628
March	1.0452	1.0324	1.0379
April	1.0343	1.0191	1.0248
May	1.0275	1.0153	1.0190
June	1.0292	1.0101	1.0212
July	1.0247	1.0070	1.0165
August	1.0376	1.0218	1.0301
September	1.0760	1.0379	1.0562
October	1.0811	1.0680	1.0744
November	1.1098	1.0825	1.0955
December	1.1118	1.0841	1.0995