YEARLY HIGH
3.4296 KZT
YEARLY LOW
3.1049 KZT
YEARLY AVERAGE
3.2755 KZT

2025 JMD to KZT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to KZT exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 3.4296. Conversely, the yearly low was recorded on March 11, dropping to 3.1049.

This high-to-low spread represents a total annual volatility of 0.3247 KZT. From a start-to-finish perspective, comparing the January average rate of 3.3445 to the December average rate of 3.2030, the exchange rate registered a net change of -4.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.4296 was up 1.73% compared to the 2024 peak of 3.3713, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 17,148 KZT
2024 Average 15,014 KZT
Yearly Trough Low 15,524 KZT
Transaction Impact: A difference of 1,623.57 KZT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.3992
3.1600
JanuMarcMayJulySeptNove

JMD to KZT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2388, compared to 3.3122 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0734 points.

H1 Avg (Jan–Jun) 3.2388
H2 Avg (Jul–Dec) 3.3122

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.1839 KZT (High: 3.4162 / Low: 3.2322). On the other end, August was the most stable month, with a tight range of 0.0537 KZT (High: 3.3935 / Low: 3.3398).

July Spread (Volatile) ±0.1839
August Spread (Stable) ±0.0537

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1398 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1398

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 3.3793) against the same month in 2024 (average: 3.0584), the exchange rate shifted by +0.3208 (+10.49%).

2025 Avg (September) 3.3793
2024 Avg (September) 3.0584

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3876 3.2804 3.3445
February 3.3159 3.1478 3.2047
March 3.2400 3.1049 3.1800
April 3.3240 3.1819 3.2574
May 3.2469 3.1914 3.2208
June 3.2780 3.1803 3.2255
July 3.4162 3.2322 3.3104
August 3.3935 3.3398 3.3686
September 3.4296 3.3314 3.3793
October 3.4214 3.2991 3.3601
November 3.2991 3.2056 3.2519
December 3.2573 3.1279 3.2030