YEARLY HIGH
1.9486 LKR
YEARLY LOW
1.8679 LKR
YEARLY AVERAGE
1.8900 LKR

2025 JMD to LKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to LKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.9486. Conversely, the yearly low was recorded on June 30, dropping to 1.8679.

This high-to-low spread represents a total annual volatility of 0.0806 LKR. From a start-to-finish perspective, comparing the January average rate of 1.8861 to the December average rate of 1.9329, the exchange rate registered a net change of 2.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.9486 was down 7.05% compared to the 2024 peak of 2.0964, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 9,743 LKR
2024 Average 9,653 LKR
Yearly Trough Low 9,340 LKR
Transaction Impact: A difference of 403.19 LKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.9385
1.8708
JanuMarcMayJulySeptNove

JMD to LKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8833, compared to 1.8967 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0134 points.

H1 Avg (Jan–Jun) 1.8833
H2 Avg (Jul–Dec) 1.8967

Volatility Range Comparison

Volatility

The most volatile month in 2025 was November, with a trading range of 0.0357 LKR (High: 1.9247 / Low: 1.8890). On the other end, September was the most stable month, with a tight range of 0.0124 LKR (High: 1.8931 / Low: 1.8807).

November Spread (Volatile) ±0.0357
September Spread (Stable) ±0.0124

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0078 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0078

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 1.9329) against the same month in 2024 (average: 1.8649), the exchange rate shifted by +0.0679 (+3.64%).

2025 Avg (December) 1.9329
2024 Avg (December) 1.8649

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.9032 1.8762 1.8861
February 1.9018 1.8712 1.8802
March 1.8935 1.8727 1.8853
April 1.8992 1.8742 1.8875
May 1.8923 1.8725 1.8843
June 1.8896 1.8679 1.8764
July 1.8915 1.8682 1.8827
August 1.8957 1.8774 1.8824
September 1.8931 1.8807 1.8861
October 1.9052 1.8805 1.8885
November 1.9247 1.8890 1.9079
December 1.9486 1.9198 1.9329