2014 JMD to LTL Historical Review

YEARLY HIGH

0.0249 LTL

YEARLY LOW

0.0225 LTL

YEARLY AVERAGE

0.0235 LTL

2014 JMD to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the JMD to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0249. Conversely, the yearly low was recorded on July 12, dropping to 0.0225.

This high-to-low spread represents a total annual volatility of 0.0024 LTL. From a start-to-finish perspective, comparing the January average rate of 0.0238 to the December average rate of 0.0246, the exchange rate registered a net change of 3.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0249 was down 13.03% compared to the 2013 peak of 0.0286, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 124 LTL

2013 Average 131 LTL

Yearly Trough Low 113 LTL

Transaction Impact: A difference of 11.83 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0248

0.0225

JanuMarcMayJulySeptNove

JMD to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0231, compared to 0.0238 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0231

H2 Avg (Jul–Dec) 0.0238

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0010 LTL (High: 0.0243 / Low: 0.0233). On the other end, November was the most stable month, with a tight range of 0.0003 LTL (High: 0.0247 / Low: 0.0244).

September Spread (Volatile) ±0.0010

November Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0005 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0246) against the same month in 2013 (average: 0.0241), the exchange rate shifted by +0.0005 (+2.06%).

2014 Avg (December) 0.0246

2013 Avg (December) 0.0241

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0240	0.0236	0.0238
February	0.0238	0.0232	0.0235
March	0.0232	0.0228	0.0230
April	0.0230	0.0227	0.0228
May	0.0229	0.0225	0.0228
June	0.0230	0.0226	0.0228
July	0.0229	0.0225	0.0227
August	0.0233	0.0228	0.0230
September	0.0243	0.0233	0.0238
October	0.0244	0.0240	0.0242
November	0.0247	0.0244	0.0245
December	0.0249	0.0242	0.0246