2020 JMD to NAD Historical Review

YEARLY HIGH

0.1416 NAD

YEARLY LOW

0.1013 NAD

YEARLY AVERAGE

0.1162 NAD

2020 JMD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 0.1416. Conversely, the yearly low was recorded on December 20, dropping to 0.1013.

This high-to-low spread represents a total annual volatility of 0.0402 NAD. From a start-to-finish perspective, comparing the January average rate of 0.1067 to the December average rate of 0.1035, the exchange rate registered a net change of -3.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1416 was down 48.08% compared to the 2019 peak of 0.2727, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 708 NAD

2019 Average 543 NAD

Yearly Trough Low 507 NAD

Transaction Impact: A difference of 201.08 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1381

0.1004

JanuMarcMayJulySeptNove

JMD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1199, compared to 0.1124 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0075 points.

H1 Avg (Jan–Jun) 0.1199

H2 Avg (Jul–Dec) 0.1124

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0206 NAD (High: 0.1329 / Low: 0.1123). On the other end, December was the most stable month, with a tight range of 0.0044 NAD (High: 0.1057 / Low: 0.1013).

March Spread (Volatile) ±0.0206

December Spread (Stable) ±0.0044

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0093 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0093

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.1349) against the same month in 2019 (average: 0.1093), the exchange rate shifted by +0.0256 (+23.39%).

2020 Avg (April) 0.1349

2019 Avg (April) 0.1093

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1093	0.1035	0.1067
February	0.1123	0.1050	0.1071
March	0.1329	0.1123	0.1230
April	0.1416	0.1281	0.1349
May	0.1318	0.1204	0.1260
June	0.1242	0.1175	0.1216
July	0.1226	0.1124	0.1170
August	0.1193	0.1125	0.1164
September	0.1211	0.1125	0.1168
October	0.1278	0.1112	0.1151
November	0.1120	0.1037	0.1058
December	0.1057	0.1013	0.1035