2020 JMD to PHP Historical Review

YEARLY HIGH

0.3902 PHP

YEARLY LOW

0.3219 PHP

YEARLY AVERAGE

0.3500 PHP

2020 JMD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.3902. Conversely, the yearly low was recorded on August 24, dropping to 0.3219.

This high-to-low spread represents a total annual volatility of 0.0683 PHP. From a start-to-finish perspective, comparing the January average rate of 0.3779 to the December average rate of 0.3345, the exchange rate registered a net change of -11.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3902 was down 8.30% compared to the 2019 peak of 0.4255, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 1,951 PHP

2019 Average 1,940 PHP

Yearly Trough Low 1,610 PHP

Transaction Impact: A difference of 341.26 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3830

0.3222

JanuMarcMayJulySeptNove

JMD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3653, compared to 0.3347 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0306 points.

H1 Avg (Jan–Jun) 0.3653

H2 Avg (Jul–Dec) 0.3347

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0262 PHP (High: 0.3902 / Low: 0.3640). On the other end, November was the most stable month, with a tight range of 0.0091 PHP (High: 0.3338 / Low: 0.3248).

January Spread (Volatile) ±0.0262

November Spread (Stable) ±0.0091

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0182 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0182

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.3779) against the same month in 2019 (average: 0.4033), the exchange rate shifted by -0.0254 (-6.30%).

2020 Avg (January) 0.3779

2019 Avg (January) 0.4033

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3902	0.3640	0.3779
February	0.3715	0.3570	0.3633
March	0.3831	0.3707	0.3766
April	0.3801	0.3554	0.3684
May	0.3579	0.3445	0.3502
June	0.3597	0.3476	0.3556
July	0.3581	0.3332	0.3453
August	0.3342	0.3219	0.3273
September	0.3425	0.3279	0.3374
October	0.3426	0.3313	0.3358
November	0.3338	0.3248	0.3283
December	0.3382	0.3279	0.3345