2020 JMD to PYG Historical Review

YEARLY HIGH

49.4638 PYG

YEARLY LOW

44.8158 PYG

YEARLY AVERAGE

47.6870 PYG

2020 JMD to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 49.4638. Conversely, the yearly low was recorded on May 19, dropping to 44.8158.

This high-to-low spread represents a total annual volatility of 4.6481 PYG. From a start-to-finish perspective, comparing the January average rate of 48.3837 to the December average rate of 48.3944, the exchange rate registered a net change of 0.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 49.4638 was up 0.18% compared to the 2019 peak of 49.3729, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 247,319 PYG

2019 Average 233,617 PYG

Yearly Trough Low 224,079 PYG

Transaction Impact: A difference of 23,240.38 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

48.8693

45.2594

JanuMarcMayJulySeptNove

JMD to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 47.3477, compared to 48.0262 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6785 points.

H1 Avg (Jan–Jun) 47.3477

H2 Avg (Jul–Dec) 48.0262

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 2.8801 PYG (High: 48.9924 / Low: 46.1123). On the other end, November was the most stable month, with a tight range of 0.9718 PYG (High: 48.4138 / Low: 47.4420).

April Spread (Volatile) ±2.8801

November Spread (Stable) ±0.9718

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.7556 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.7556

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 48.3837) against the same month in 2019 (average: 46.3759), the exchange rate shifted by +2.0078 (+4.33%).

2020 Avg (January) 48.3837

2019 Avg (January) 46.3759

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	49.4638	46.7630	48.3837
February	47.5477	46.1621	46.6529
March	49.1424	47.5477	48.5634
April	48.9924	46.1123	47.3159
May	46.4180	44.8158	45.5603
June	48.6007	46.4886	47.6102
July	49.0113	47.1708	48.1387
August	47.2262	46.1578	46.6371
September	49.4574	46.9179	48.5502
October	49.3745	48.1329	48.5685
November	48.4138	47.4420	47.8683
December	49.1134	47.0911	48.3944