2025 JMD to RSD Historical Review

YEARLY HIGH

0.7323 RSD

YEARLY LOW

0.6148 RSD

YEARLY AVERAGE

0.6533 RSD

2025 JMD to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.7323. Conversely, the yearly low was recorded on September 16, dropping to 0.6148.

This high-to-low spread represents a total annual volatility of 0.1175 RSD. From a start-to-finish perspective, comparing the January average rate of 0.7207 to the December average rate of 0.6262, the exchange rate registered a net change of -13.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.7323 was up 1.19% compared to the 2024 peak of 0.7236, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 3,661 RSD

2024 Average 3,461 RSD

Yearly Trough Low 3,074 RSD

Transaction Impact: A difference of 587.25 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.7304

0.6138

JanuMarcMayJulySeptNove

JMD to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6792, compared to 0.6274 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0518 points.

H1 Avg (Jan–Jun) 0.6792

H2 Avg (Jul–Dec) 0.6274

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0459 RSD (High: 0.6897 / Low: 0.6439). On the other end, November was the most stable month, with a tight range of 0.0077 RSD (High: 0.6358 / Low: 0.6282).

April Spread (Volatile) ±0.0459

November Spread (Stable) ±0.0077

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0317 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0317

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.7207) against the same month in 2024 (average: 0.6929), the exchange rate shifted by +0.0278 (+4.01%).

2025 Avg (January) 0.7207

2024 Avg (January) 0.6929

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7323	0.7091	0.7207
February	0.7262	0.7060	0.7128
March	0.7165	0.6826	0.6920
April	0.6897	0.6439	0.6603
May	0.6656	0.6466	0.6532
June	0.6481	0.6193	0.6363
July	0.6413	0.6178	0.6269
August	0.6408	0.6239	0.6288
September	0.6297	0.6148	0.6235
October	0.6335	0.6210	0.6272
November	0.6358	0.6282	0.6321
December	0.6308	0.6220	0.6262