2014 JMD to SCR Historical Review

YEARLY HIGH

0.1268 SCR

YEARLY LOW

0.1084 SCR

YEARLY AVERAGE

0.1147 SCR

2014 JMD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the JMD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 9, valuing the pair at 0.1268. Conversely, the yearly low was recorded on May 28, dropping to 0.1084.

This high-to-low spread represents a total annual volatility of 0.0184 SCR. From a start-to-finish perspective, comparing the January average rate of 0.1135 to the December average rate of 0.1228, the exchange rate registered a net change of 8.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1268 was down 10.89% compared to the 2013 peak of 0.1423, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 634 SCR

2013 Average 607 SCR

Yearly Trough Low 542 SCR

Transaction Impact: A difference of 92.01 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1274

0.1079

JanuMarcMayJulySeptNove

JMD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1115, compared to 0.1179 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0064 points.

H1 Avg (Jan–Jun) 0.1115

H2 Avg (Jul–Dec) 0.1179

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.0096 SCR (High: 0.1263 / Low: 0.1167). On the other end, January was the most stable month, with a tight range of 0.0011 SCR (High: 0.1140 / Low: 0.1129).

October Spread (Volatile) ±0.0096

January Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0030 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 0.1257) against the same month in 2013 (average: 0.1163), the exchange rate shifted by +0.0095 (+8.16%).

2014 Avg (November) 0.1257

2013 Avg (November) 0.1163

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1140	0.1129	0.1135
February	0.1145	0.1120	0.1129
March	0.1131	0.1098	0.1116
April	0.1121	0.1085	0.1102
May	0.1131	0.1084	0.1104
June	0.1111	0.1091	0.1102
July	0.1105	0.1091	0.1095
August	0.1153	0.1093	0.1118
September	0.1172	0.1147	0.1162
October	0.1263	0.1167	0.1212
November	0.1268	0.1252	0.1257
December	0.1251	0.1166	0.1228