YEARLY HIGH
3.6679 XAF
YEARLY LOW
3.4770 XAF
YEARLY AVERAGE
3.5852 XAF

2026 JMD to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the JMD to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 25, valuing the pair at 3.6679. Conversely, the yearly low was recorded on January 27, dropping to 3.4770.

This high-to-low spread represents a total annual volatility of 0.1909 XAF. From a start-to-finish perspective, comparing the January average rate of 3.5415 to the December average rate of 3.6020, the exchange rate registered a net change of 1.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.6679 was down 10.65% compared to the 2025 peak of 4.1051, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 18,339 XAF
2025 Average 18,274 XAF
Yearly Trough Low 17,385 XAF
Transaction Impact: A difference of 954.38 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.6398
3.5326
JanuMarcMayJuly

JMD to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.5748, compared to 3.6164 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0416 points.

H1 Avg (Jan–Jun) 3.5748
H2 Avg (Jul–Dec) 3.6164

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.1084 XAF (High: 3.6230 / Low: 3.5146). On the other end, August was the most stable month, with a tight range of 0.0013 XAF (High: 3.6024 / Low: 3.6011).

April Spread (Volatile) ±0.1084
August Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0612 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0612

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 3.6099) against the same month in 2025 (average: 3.5605), the exchange rate shifted by +0.0494 (+1.39%).

2026 Avg (June) 3.6099
2025 Avg (June) 3.5605

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.5846 3.4770 3.5415
February 3.5813 3.5056 3.5517
March 3.6561 3.5763 3.6159
April 3.6230 3.5146 3.5547
May 3.5819 3.5686 3.5750
June 3.6679 3.5666 3.6099
July 3.6587 3.6144 3.6308
August 3.6024 3.6011 3.6020