YEARLY HIGH
4.1051 XOF
YEARLY LOW
3.4417 XOF
YEARLY AVERAGE
3.6567 XOF

2025 JMD to XOF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to XOF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 4.1051. Conversely, the yearly low was recorded on September 16, dropping to 3.4417.

This high-to-low spread represents a total annual volatility of 0.6634 XOF. From a start-to-finish perspective, comparing the January average rate of 4.0382 to the December average rate of 3.5000, the exchange rate registered a net change of -13.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 4.1051 was up 1.19% compared to the 2024 peak of 4.0567, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 20,525 XOF
2024 Average 19,388 XOF
Yearly Trough Low 17,208 XOF
Transaction Impact: A difference of 3,317.06 XOF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4.0929
3.4362
JanuMarcMayJulySeptNove

JMD to XOF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8022, compared to 3.5111 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2911 points.

H1 Avg (Jan–Jun) 3.8022
H2 Avg (Jul–Dec) 3.5111

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.2545 XOF (High: 3.8584 / Low: 3.6039). On the other end, November was the most stable month, with a tight range of 0.0424 XOF (High: 3.5577 / Low: 3.5153).

April Spread (Volatile) ±0.2545
November Spread (Stable) ±0.0424

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1768 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1768

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 4.0382) against the same month in 2024 (average: 3.8773), the exchange rate shifted by +0.1609 (+4.15%).

2025 Avg (January) 4.0382
2024 Avg (January) 3.8773

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.1051 3.9686 4.0382
February 4.0667 3.9513 3.9918
March 4.0112 3.8244 3.8707
April 3.8584 3.6039 3.6939
May 3.7266 3.6176 3.6584
June 3.6250 3.4672 3.5605
July 3.5906 3.4590 3.5102
August 3.5841 3.4914 3.5193
September 3.5248 3.4417 3.4909
October 3.5449 3.4767 3.5104
November 3.5577 3.5153 3.5359
December 3.5229 3.4786 3.5000