2025 JMD to XPF Historical Review

YEARLY HIGH

0.7468 XPF

YEARLY LOW

0.6261 XPF

YEARLY AVERAGE

0.6652 XPF

2025 JMD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.7468. Conversely, the yearly low was recorded on September 16, dropping to 0.6261.

This high-to-low spread represents a total annual volatility of 0.1207 XPF. From a start-to-finish perspective, comparing the January average rate of 0.7346 to the December average rate of 0.6367, the exchange rate registered a net change of -13.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.7468 was up 1.19% compared to the 2024 peak of 0.7380, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 3,734 XPF

2024 Average 3,527 XPF

Yearly Trough Low 3,131 XPF

Transaction Impact: A difference of 603.44 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.7446

0.6251

JanuMarcMayJulySeptNove

JMD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6917, compared to 0.6387 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0530 points.

H1 Avg (Jan–Jun) 0.6917

H2 Avg (Jul–Dec) 0.6387

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0463 XPF (High: 0.7019 / Low: 0.6556). On the other end, November was the most stable month, with a tight range of 0.0077 XPF (High: 0.6472 / Low: 0.6395).

April Spread (Volatile) ±0.0463

November Spread (Stable) ±0.0077

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0322 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0322

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.7346) against the same month in 2024 (average: 0.7054), the exchange rate shifted by +0.0293 (+4.15%).

2025 Avg (January) 0.7346

2024 Avg (January) 0.7054

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7468	0.7220	0.7346
February	0.7398	0.7188	0.7262
March	0.7297	0.6957	0.7042
April	0.7019	0.6556	0.6720
May	0.6779	0.6581	0.6655
June	0.6595	0.6308	0.6477
July	0.6532	0.6293	0.6386
August	0.6520	0.6352	0.6402
September	0.6412	0.6261	0.6351
October	0.6449	0.6325	0.6386
November	0.6472	0.6395	0.6432
December	0.6409	0.6328	0.6367