2020 JMD to YER Historical Review

YEARLY HIGH

1.9111 YER

YEARLY LOW

1.6621 YER

YEARLY AVERAGE

1.7654 YER

2020 JMD to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 1.9111. Conversely, the yearly low was recorded on August 24, dropping to 1.6621.

This high-to-low spread represents a total annual volatility of 0.2491 YER. From a start-to-finish perspective, comparing the January average rate of 1.8612 to the December average rate of 1.7415, the exchange rate registered a net change of -6.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.9111 was down 5.02% compared to the 2019 peak of 2.0121, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 9,556 YER

2019 Average 9,381 YER

Yearly Trough Low 8,310 YER

Transaction Impact: A difference of 1,245.32 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.8793

1.6615

JanuMarcMayJulySeptNove

JMD to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8062, compared to 1.7247 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0815 points.

H1 Avg (Jan–Jun) 1.8062

H2 Avg (Jul–Dec) 1.7247

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.1169 YER (High: 1.9111 / Low: 1.7942). On the other end, November was the most stable month, with a tight range of 0.0359 YER (High: 1.7257 / Low: 1.6898).

January Spread (Volatile) ±0.1169

November Spread (Stable) ±0.0359

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0853 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0853

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 1.8612) against the same month in 2019 (average: 1.9256), the exchange rate shifted by -0.0644 (-3.34%).

2020 Avg (January) 1.8612

2019 Avg (January) 1.9256

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9111	1.7942	1.8612
February	1.8248	1.7690	1.7902
March	1.8749	1.8248	1.8515
April	1.8679	1.7679	1.8205
May	1.7796	1.7023	1.7352
June	1.7963	1.7505	1.7785
July	1.8007	1.6990	1.7493
August	1.7011	1.6621	1.6797
September	1.7704	1.6889	1.7409
October	1.7701	1.7123	1.7333
November	1.7257	1.6898	1.7036
December	1.7629	1.7098	1.7415