2020 KES to GHS Historical Review

YEARLY HIGH

0.0566 GHS

YEARLY LOW

0.0525 GHS

YEARLY AVERAGE

0.0539 GHS

2020 KES to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the KES to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0566. Conversely, the yearly low was recorded on December 8, dropping to 0.0525.

This high-to-low spread represents a total annual volatility of 0.0041 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0559 to the December average rate of 0.0531, the exchange rate registered a net change of -5.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0566 was down 60.57% compared to the 2019 peak of 0.1435, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KES based on timing:

Yearly Peak High 283 GHS

2019 Average 264 GHS

Yearly Trough Low 263 GHS

Transaction Impact: A difference of 20.32 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0562

0.0528

JanuMarcMayJulySeptNove

KES to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0543, compared to 0.0534 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0543

H2 Avg (Jul–Dec) 0.0534

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0027 GHS (High: 0.0553 / Low: 0.0526). On the other end, October was the most stable month, with a tight range of 0.0003 GHS (High: 0.0537 / Low: 0.0534).

March Spread (Volatile) ±0.0027

October Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0026 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0026

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0559) against the same month in 2019 (average: 0.0482), the exchange rate shifted by +0.0077 (+15.89%).

2020 Avg (January) 0.0559

2019 Avg (January) 0.0482

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0566	0.0548	0.0559
February	0.0548	0.0526	0.0533
March	0.0553	0.0526	0.0538
April	0.0550	0.0533	0.0543
May	0.0545	0.0538	0.0541
June	0.0546	0.0538	0.0544
July	0.0546	0.0533	0.0538
August	0.0536	0.0531	0.0534
September	0.0536	0.0532	0.0534
October	0.0537	0.0534	0.0535
November	0.0536	0.0531	0.0534
December	0.0541	0.0525	0.0531