YEARLY HIGH
0.1792 NAD
YEARLY LOW
0.1306 NAD
YEARLY AVERAGE
0.1548 NAD

2020 KES to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the KES to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 0.1792. Conversely, the yearly low was recorded on December 20, dropping to 0.1306.

This high-to-low spread represents a total annual volatility of 0.0487 NAD. From a start-to-finish perspective, comparing the January average rate of 0.1420 to the December average rate of 0.1346, the exchange rate registered a net change of -5.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1792 was down 50.84% compared to the 2019 peak of 0.3645, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KES based on timing:

Yearly Peak High 896 NAD
2019 Average 711 NAD
Yearly Trough Low 653 NAD
Transaction Impact: A difference of 243.26 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1783
0.1307
JanuMarcMayJulySeptNove

KES to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1594, compared to 0.1502 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0092 points.

H1 Avg (Jan–Jun) 0.1594
H2 Avg (Jul–Dec) 0.1502

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0225 NAD (High: 0.1714 / Low: 0.1490). On the other end, February was the most stable month, with a tight range of 0.0051 NAD (High: 0.1522 / Low: 0.1471).

March Spread (Volatile) ±0.0225
February Spread (Stable) ±0.0051

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0108 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0108

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.1743) against the same month in 2019 (average: 0.1402), the exchange rate shifted by +0.0342 (+24.37%).

2020 Avg (April) 0.1743
2019 Avg (April) 0.1402

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1473 0.1387 0.1420
February 0.1522 0.1471 0.1485
March 0.1714 0.1490 0.1602
April 0.1792 0.1690 0.1743
May 0.1755 0.1625 0.1704
June 0.1637 0.1557 0.1609
July 0.1603 0.1524 0.1560
August 0.1636 0.1537 0.1604
September 0.1602 0.1497 0.1549
October 0.1669 0.1485 0.1530
November 0.1500 0.1387 0.1422
December 0.1393 0.1306 0.1346