YEARLY HIGH
1.5779 PKR
YEARLY LOW
1.3947 PKR
YEARLY AVERAGE
1.4849 PKR

2021 KES to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the KES to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 1.5779. Conversely, the yearly low was recorded on March 31, dropping to 1.3947.

This high-to-low spread represents a total annual volatility of 0.1832 PKR. From a start-to-finish perspective, comparing the January average rate of 1.4610 to the December average rate of 1.5714, the exchange rate registered a net change of 7.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.5779 was down 0.57% compared to the 2020 peak of 1.5869, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KES based on timing:

Yearly Peak High 7,889 PKR
2020 Average 7,601 PKR
Yearly Trough Low 6,973 PKR
Transaction Impact: A difference of 916.10 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.5867
1.4032
JanuMarcMayJulySeptNove

KES to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4389, compared to 1.5310 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0921 points.

H1 Avg (Jan–Jun) 1.4389
H2 Avg (Jul–Dec) 1.5310

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0466 PKR (High: 1.5696 / Low: 1.5230). On the other end, January was the most stable month, with a tight range of 0.0128 PKR (High: 1.4676 / Low: 1.4547).

November Spread (Volatile) ±0.0466
January Spread (Stable) ±0.0128

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0301 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0301

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 1.5714) against the same month in 2020 (average: 1.4507), the exchange rate shifted by +0.1208 (+8.32%).

2021 Avg (December) 1.5714
2020 Avg (December) 1.4507

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4676 1.4547 1.4610
February 1.4607 1.4371 1.4534
March 1.4389 1.3947 1.4234
April 1.4311 1.4027 1.4185
May 1.4442 1.4170 1.4264
June 1.4692 1.4319 1.4507
July 1.4971 1.4550 1.4794
August 1.5184 1.4973 1.5072
September 1.5465 1.5184 1.5293
October 1.5767 1.5374 1.5507
November 1.5696 1.5230 1.5479
December 1.5779 1.5494 1.5714