2020 KGS to BAM Historical Review

YEARLY HIGH

0.0259 BAM

YEARLY LOW

0.0190 BAM

YEARLY AVERAGE

0.0224 BAM

2020 KGS to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the KGS to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 19, valuing the pair at 0.0259. Conversely, the yearly low was recorded on December 6, dropping to 0.0190.

This high-to-low spread represents a total annual volatility of 0.0070 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0253 to the December average rate of 0.0192, the exchange rate registered a net change of -23.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0259 was up 0.59% compared to the 2019 peak of 0.0258, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KGS based on timing:

Yearly Peak High 130 BAM

2019 Average 126 BAM

Yearly Trough Low 95 BAM

Transaction Impact: A difference of 34.94 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0263

0.0186

JanuMarcMayJulySeptNove

KGS to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0241, compared to 0.0207 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0034 points.

H1 Avg (Jan–Jun) 0.0241

H2 Avg (Jul–Dec) 0.0207

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0032 BAM (High: 0.0255 / Low: 0.0223). On the other end, January was the most stable month, with a tight range of 0.0004 BAM (High: 0.0255 / Low: 0.0251).

March Spread (Volatile) ±0.0032

January Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0016 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.0257) against the same month in 2019 (average: 0.0251), the exchange rate shifted by +0.0006 (+2.34%).

2020 Avg (February) 0.0257

2019 Avg (February) 0.0251

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0255	0.0251	0.0253
February	0.0259	0.0254	0.0257
March	0.0255	0.0223	0.0243
April	0.0241	0.0211	0.0227
May	0.0244	0.0226	0.0235
June	0.0239	0.0230	0.0233
July	0.0227	0.0215	0.0221
August	0.0217	0.0210	0.0214
September	0.0212	0.0208	0.0210
October	0.0211	0.0204	0.0207
November	0.0205	0.0192	0.0197
December	0.0199	0.0190	0.0192