2021 KMF to MAD Historical Review

YEARLY HIGH

0.0222 MAD

YEARLY LOW

0.0038 MAD

YEARLY AVERAGE

0.0216 MAD

2021 KMF to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the KMF to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0222. Conversely, the yearly low was recorded on December 5, dropping to 0.0038.

This high-to-low spread represents a total annual volatility of 0.0183 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0220 to the December average rate of 0.0207, the exchange rate registered a net change of -6.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0222 was down 3.40% compared to the 2020 peak of 0.0229, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 111 MAD

2020 Average 110 MAD

Yearly Trough Low 19 MAD

Transaction Impact: A difference of 91.52 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0221

0.0206

JanuMarcMayJulySeptNove

KMF to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0218, compared to 0.0213 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0218

H2 Avg (Jul–Dec) 0.0213

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0175 MAD (High: 0.0214 / Low: 0.0038). On the other end, July was the most stable month, with a tight range of 0.0001 MAD (High: 0.0215 / Low: 0.0214).

December Spread (Volatile) ±0.0175

July Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0006 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0220) against the same month in 2020 (average: 0.0217), the exchange rate shifted by +0.0004 (+1.62%).

2021 Avg (January) 0.0220

2020 Avg (January) 0.0217

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0222	0.0218	0.0220
February	0.0221	0.0219	0.0220
March	0.0219	0.0216	0.0218
April	0.0220	0.0214	0.0217
May	0.0221	0.0217	0.0218
June	0.0219	0.0215	0.0217
July	0.0215	0.0214	0.0215
August	0.0217	0.0213	0.0215
September	0.0215	0.0213	0.0214
October	0.0215	0.0212	0.0213
November	0.0215	0.0210	0.0212
December	0.0214	0.0038	0.0207