YEARLY HIGH
5.7898 TZS
YEARLY LOW
0.1131 TZS
YEARLY AVERAGE
5.3499 TZS

2020 KMF to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the KMF to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 5.7898. Conversely, the yearly low was recorded on December 15, dropping to 0.1131.

This high-to-low spread represents a total annual volatility of 5.6767 TZS. From a start-to-finish perspective, comparing the January average rate of 5.1946 to the December average rate of 5.5514, the exchange rate registered a net change of 6.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.7898 was up 6.48% compared to the 2019 peak of 5.4376, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 28,949 TZS
2019 Average 26,163 TZS
Yearly Trough Low 566 TZS
Transaction Impact: A difference of 28,383.36 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.6351
5.0541
JanuMarcMayJulySeptNove

KMF to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.1669, compared to 5.5330 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3661 points.

H1 Avg (Jan–Jun) 5.1669
H2 Avg (Jul–Dec) 5.5330

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 5.6767 TZS (High: 5.7898 / Low: 0.1131). On the other end, October was the most stable month, with a tight range of 0.0786 TZS (High: 5.5775 / Low: 5.4989).

December Spread (Volatile) ±5.6767
October Spread (Stable) ±0.0786

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0753 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0753

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 5.5514) against the same month in 2019 (average: 5.1825), the exchange rate shifted by +0.3689 (+7.12%).

2020 Avg (December) 5.5514
2019 Avg (December) 5.1825

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.2523 5.1490 5.1946
February 5.1887 5.0601 5.1194
March 5.3353 5.0060 5.1634
April 5.1678 5.0649 5.1025
May 5.2130 5.0622 5.1242
June 5.3458 5.2293 5.2971
July 5.5620 5.2900 5.3942
August 5.6193 5.5361 5.5867
September 5.6174 5.4736 5.5508
October 5.5775 5.4989 5.5407
November 5.6288 5.4760 5.5743
December 5.7898 0.1131 5.5514