2021 KPW to HRK Historical Review

YEARLY HIGH

0.0075 HRK

YEARLY LOW

0.0068 HRK

YEARLY AVERAGE

0.0071 HRK

2021 KPW to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the KPW to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.0075. Conversely, the yearly low was recorded on January 6, dropping to 0.0068.

This high-to-low spread represents a total annual volatility of 0.0007 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0069 to the December average rate of 0.0074, the exchange rate registered a net change of 7.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0075 was down 6.00% compared to the 2020 peak of 0.0079, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KPW based on timing:

Yearly Peak High 37 HRK

2020 Average 37 HRK

Yearly Trough Low 34 HRK

Transaction Impact: A difference of 3.28 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0074

0.0068

JanuMarcMayJulySeptNove

KPW to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0070, compared to 0.0072 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0070

H2 Avg (Jul–Dec) 0.0072

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0003 HRK (High: 0.0075 / Low: 0.0072). On the other end, December was the most stable month, with a tight range of 0.0001 HRK (High: 0.0074 / Low: 0.0073).

November Spread (Volatile) ±0.0003

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0073) against the same month in 2020 (average: 0.0071), the exchange rate shifted by +0.0002 (+3.28%).

2021 Avg (November) 0.0073

2020 Avg (November) 0.0071

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0070	0.0068	0.0069
February	0.0070	0.0069	0.0070
March	0.0072	0.0070	0.0071
April	0.0072	0.0069	0.0070
May	0.0070	0.0068	0.0069
June	0.0070	0.0068	0.0069
July	0.0071	0.0070	0.0070
August	0.0071	0.0070	0.0071
September	0.0072	0.0070	0.0071
October	0.0072	0.0071	0.0072
November	0.0075	0.0072	0.0073
December	0.0074	0.0073	0.0074