2014 KWD to NZD Historical Review

YEARLY HIGH

4.4750 NZD

YEARLY LOW

4.0180 NZD

YEARLY AVERAGE

4.2354 NZD

2014 KWD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the KWD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 8, valuing the pair at 4.4750. Conversely, the yearly low was recorded on July 9, dropping to 4.0180.

This high-to-low spread represents a total annual volatility of 0.4569 NZD. From a start-to-finish perspective, comparing the January average rate of 4.2801 to the December average rate of 4.4099, the exchange rate registered a net change of 3.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 4.4750 was down 1.65% compared to the 2013 peak of 4.5499, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KWD based on timing:

Yearly Peak High 22,375 NZD

2013 Average 21,492 NZD

Yearly Trough Low 20,090 NZD

Transaction Impact: A difference of 2,284.53 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

4.4432

4.0438

JanuMarcMayJulySeptNove

KWD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1806, compared to 4.2903 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1098 points.

H1 Avg (Jan–Jun) 4.1806

H2 Avg (Jul–Dec) 4.2903

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.2762 NZD (High: 4.4657 / Low: 4.1895). On the other end, August was the most stable month, with a tight range of 0.0804 NZD (High: 4.2223 / Low: 4.1418).

September Spread (Volatile) ±0.2762

August Spread (Stable) ±0.0804

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1116 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1116

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 4.4099) against the same month in 2013 (average: 4.3031), the exchange rate shifted by +0.1068 (+2.48%).

2014 Avg (December) 4.4099

2013 Avg (December) 4.3031

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.3763	4.2254	4.2801
February	4.3761	4.2335	4.2768
March	4.2447	4.0909	4.1652
April	4.1641	4.0773	4.1260
May	4.1735	4.0876	4.1278
June	4.2081	4.0378	4.1074
July	4.1610	4.0180	4.0771
August	4.2223	4.1418	4.1784
September	4.4657	4.1895	4.2879
October	4.4694	4.3440	4.4036
November	4.4620	4.3251	4.3850
December	4.4750	4.3633	4.4099