2021 KZT to PKR Historical Review

YEARLY HIGH

0.4114 PKR

YEARLY LOW

0.3519 PKR

YEARLY AVERAGE

0.3818 PKR

2021 KZT to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the KZT to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 0.4114. Conversely, the yearly low was recorded on April 12, dropping to 0.3519.

This high-to-low spread represents a total annual volatility of 0.0596 PKR. From a start-to-finish perspective, comparing the January average rate of 0.3816 to the December average rate of 0.4066, the exchange rate registered a net change of 6.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4114 was down 1.45% compared to the 2020 peak of 0.4175, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KZT based on timing:

Yearly Peak High 2,057 PKR

2020 Average 1,957 PKR

Yearly Trough Low 1,759 PKR

Transaction Impact: A difference of 297.83 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4116

0.3511

JanuMarcMayJulySeptNove

KZT to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3689, compared to 0.3948 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0259 points.

H1 Avg (Jan–Jun) 0.3689

H2 Avg (Jul–Dec) 0.3948

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0189 PKR (High: 0.3776 / Low: 0.3587). On the other end, January was the most stable month, with a tight range of 0.0049 PKR (High: 0.3834 / Low: 0.3785).

March Spread (Volatile) ±0.0189

January Spread (Stable) ±0.0049

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0150 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0150

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.4066) against the same month in 2020 (average: 0.3808), the exchange rate shifted by +0.0258 (+6.77%).

2021 Avg (December) 0.4066

2020 Avg (December) 0.3808

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3834	0.3785	0.3816
February	0.3835	0.3777	0.3805
March	0.3776	0.3587	0.3711
April	0.3602	0.3519	0.3561
May	0.3621	0.3551	0.3581
June	0.3699	0.3607	0.3659
July	0.3821	0.3692	0.3748
August	0.3912	0.3821	0.3867
September	0.4009	0.3921	0.3956
October	0.4113	0.4002	0.4035
November	0.4076	0.3950	0.4014
December	0.4114	0.4003	0.4066