2020 LBP to GHS Historical Review

YEARLY HIGH

0.0068 GHS

YEARLY LOW

0.0035 GHS

YEARLY AVERAGE

0.0038 GHS

2020 LBP to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LBP to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 6, valuing the pair at 0.0068. Conversely, the yearly low was recorded on June 21, dropping to 0.0035.

This high-to-low spread represents a total annual volatility of 0.0034 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0037 to the December average rate of 0.0039, the exchange rate registered a net change of 3.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0068 was down 28.86% compared to the 2019 peak of 0.0096, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LBP based on timing:

Yearly Peak High 34 GHS

2019 Average 18 GHS

Yearly Trough Low 17 GHS

Transaction Impact: A difference of 16.92 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0040

0.0035

JanuMarcMayJulySeptNove

LBP to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0038, compared to 0.0039 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0038

H2 Avg (Jul–Dec) 0.0039

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0030 GHS (High: 0.0068 / Low: 0.0038). On the other end, August was the most stable month, with a tight range of 0.0000 GHS (High: 0.0038 / Low: 0.0038).

July Spread (Volatile) ±0.0030

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.0039) against the same month in 2019 (average: 0.0036), the exchange rate shifted by +0.0003 (+9.74%).

2020 Avg (July) 0.0039

2019 Avg (July) 0.0036

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0038	0.0036	0.0037
February	0.0036	0.0035	0.0036
March	0.0059	0.0036	0.0038
April	0.0039	0.0038	0.0038
May	0.0038	0.0038	0.0038
June	0.0038	0.0035	0.0038
July	0.0068	0.0038	0.0039
August	0.0038	0.0038	0.0038
September	0.0038	0.0038	0.0038
October	0.0039	0.0038	0.0038
November	0.0039	0.0038	0.0039
December	0.0039	0.0038	0.0039