2020 LBP to MAD Historical Review

YEARLY HIGH

0.0114 MAD

YEARLY LOW

0.0058 MAD

YEARLY AVERAGE

0.0063 MAD

2020 LBP to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LBP to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 6, valuing the pair at 0.0114. Conversely, the yearly low was recorded on June 21, dropping to 0.0058.

This high-to-low spread represents a total annual volatility of 0.0056 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0063 to the December average rate of 0.0059, the exchange rate registered a net change of -6.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0114 was up 76.86% compared to the 2019 peak of 0.0065, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LBP based on timing:

Yearly Peak High 57 MAD

2019 Average 32 MAD

Yearly Trough Low 29 MAD

Transaction Impact: A difference of 28.18 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0068

0.0059

JanuMarcMayJulySeptNove

LBP to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0065, compared to 0.0061 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0065

H2 Avg (Jul–Dec) 0.0061

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0053 MAD (High: 0.0114 / Low: 0.0062). On the other end, October was the most stable month, with a tight range of 0.0001 MAD (High: 0.0061 / Low: 0.0060).

July Spread (Volatile) ±0.0053

October Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.0065) against the same month in 2019 (average: 0.0063), the exchange rate shifted by +0.0001 (+2.00%).

2020 Avg (July) 0.0065

2019 Avg (July) 0.0063

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0064	0.0062	0.0063
February	0.0064	0.0063	0.0064
March	0.0105	0.0062	0.0065
April	0.0068	0.0065	0.0067
May	0.0066	0.0065	0.0065
June	0.0065	0.0058	0.0064
July	0.0114	0.0062	0.0065
August	0.0062	0.0061	0.0061
September	0.0061	0.0060	0.0061
October	0.0061	0.0060	0.0061
November	0.0061	0.0060	0.0060
December	0.0061	0.0059	0.0059